직장인들이 집사는 법

라미조이 작성일 15.03.12 22:16:30
댓글 19조회 11,094추천 8

               142616616299795.jpg


               '1억5천만원을/ 현재 시중 제1금융권 주택담보대출 평균금리 연 3.9%

                              대출기간 30년동안' 대출받는다고 가정을 하였을 때...

                     매 월 납부하셔야 하는 대출이자와 대출원금은 아래의 표와 같으니



(*상환방식은 원리금균등상환방식)

 

  원리금균등 상환방식일 경우

 (대출원금과 이자의 합계가 대출 전 기간 동안 일치하도록 계산 해, 매 월 정해진 금액을 상환하는 방식입니다.)

  

대출150,000,000 원대출금리연 3.9 %대출기간360 개월상환방법원리금균등상환총이자104,700,830 원

 

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상환(원금+이자)

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